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Preparing for the unexpected can make all the difference if your family relies on your income.
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Keep Your Umbrella Handy
Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected.

When to Self-Insure
Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?

When Life Insurance Becomes Taxable
Life insurance proceeds are generally tax-free. But not in all cases.