Broker Check

Welcome, Ramsey Fans!

As someone who is interested in Dave Ramsey's financial principles, you've probably been following the baby steps, thinking seriously about your financial future and preparing to take the next step.

That’s where we come in. 

Click the button below to schedule a complimentary consultation with one of our SmartVestor Pros. 

We will give you personalized advice that will put you on track foreaching your financial goals.

Client Centered

Which Baby Step Are You On?

No matter which step you are on, we will help you reach the next one! 

Baby Steps 1-3

In these first three steps, you'll be saving your initial $1,000 Emergency Fund, paying off debt using the Debt Snowball method and then amping up your Emergency Fund to cover 3-6 months of expenses. During these steps you'll want to focus as much of your money and energy as possible on these endeavors, with "gazelle intensity." Until you are ready to start investing, there are other ways you can still connect with our firm. Find more info here

Baby Steps 4-7

Congratulations! If you have made it to Step 4 or beyond, then you are debt-free (except maybe the mortgage) and may be working towards building a secure financial future for yourself and your loved ones. In these Baby Steps, you'll be investing for retirement, saving for college, paying off your mortgage, building wealth and becoming outrageously generous. Schedule a brief complimentary consultation with one of our wealth advisors to learn how we can help!

Or call us at 458.777.4458 to speak with a member of our team. You can also email us at [email protected].

About Our Firm

As you are exploring your options for choosing an investment advisor as your SmartVestor Pro, here are a few things we’d like you to know about our firm:

  • As a SmartVestor firm, we have been encouraging our clients for 12+ years to take the next step!
  • Our Founder, Julia Carlson, discovered Dave Ramsey’s principles in 2007 and they changed her life! She became a SmartVestor Pro (formerly ELP) in 2008.
  • Our firm began in a small coastal town in Oregon more than 20 years ago, but today we serve clients throughout the U.S. in person and online as well as by phone and videoconferencing.
  • We use a team approach. Each client has a dedicated advisor who is an employee of our firm, not an independent contractor. This team approach provides continuity and a positive experience for our clients.
  • Our clients hear from us frequently! We are avid and consistent educators, offering complimentary seminars and webinars as well as regular account reviews.

We would be honored to help you in your financial journey!

Use the button below to schedule a quick complimentary consultation with one of our wealth advisors.

You can also reach a member of our team by calling 458.777.4458 during normal business hours, Monday through Friday, 9 am to 5 pm Pacific Time. You can also email us at [email protected].

We look forward to working with you!

*The SmartVestor program is a directory of investment professionals. Neither Dave Ramsey nor SmartVestor are affiliates of Financial Freedom Wealth Management Group, LLC or LPL.

**The Forbes ranking of Best-In-State Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and qualitative data. This ranking lists over 3,000 top advisors across the country who were nominated by their firms – and then researched, interviewed and assigned a ranking within their respective states. The ranking was applied for by the advisor and not LPL Financial. Those advisors that are considered have a minimum of seven years’ experience, and the algorithm weights factors such as revenue trends, total assets under management, compliance records, industry experience and those that encompass best practices in their approach to working with clients. Assets under management information include advisory and brokerage assets serviced by Ms. Carlson through LPL Financial. Portfolio performance is not a criteria due to varying objectives and lack of audited data. The rating may not be representative of any one client’s experience and is not indicative of the financial advisor’s future performance. Neither Forbes nor Shook receives a fee in exchange for rankings.

The full list of Forbes Best-In-State Wealth Advisors is available here.